Bank finance articles and tips

As a senior, you are entitled to many discounts and freebies. Be sure to take full advantage of these as this will result in more money in your pocket.

1. Save money on groceries. Many grocery stores offer discounts to seniors at a specific time each month. Pay attention to your local grocery store's advertisements, or simply ask a cashier the next time you shop to find out what seniors discounts they can offer you. Mark your calendar and plan to do your biggest shopping on the day or time of the best discounts.

2. Save money at restaurants. Many restaurants offer seniors menus that are significantly cheaper than the regular menu. Buffet restaurants also usually offer seniors a discounted price for their meals, making eating out a lot more affordable....

How are you benefiting from the wellness revolution? What are the best ways to market your retreat, health or wellbeing business? Find out how with practical tips and guidance to help you understand how to move forward.

Running a retreat, a retreat program or health and wellbeing event, class or workshop is rewarding. Many retreat owners, wellness practitioners and spiritual workers have the best intentions wanting to help people. In person this is easy however becoming an experienced online marketer is a whole new ball game....

If you own and operate a small business then at some point you've surely thought about what you'd do if "the big guy" from Arkansas moved into your neighborhood, and started selling what you sell.

Get my drift?

If so, then in this article I'll show you what to do in your small business marketing to make any big corporation that tries to tread on your turf nothing to worry about....

The modern car is widely regarded to have been invented in 1885 by a man named Karl Benz. Today this man is considered to be the father of the modern automobile. Many people may be familiar with his last name - Benz - he is one of the founding fathers of that prestigious automobile brand. He had a fondness for bicycles and a passion for inventing "horseless carriages." Both interests gave birth to the first modern working automobile - the Benz Patent Motorwagen. From then on, the automobile evolved into what it is now today - modern society's primary means of transportation. Through financial products like used car loans and used auto loan services, many people now get to share in Benz's passion....

In 2010, President Obama signed into law the Hiring Incentives to Restore Employment Act (HIRE). One of the provisions of the HIRE Act relates to additional reporting and disclosures for US taxpayers with interest in certain foreign assets in excess of $50,000.

The federal government and US Treasury have a strong desire to close the "tax gap." The tax gap is the difference between what taxpayers should have paid and what is actually paid. Much of the tax gap is willful tax evasion by taxpayers. The remainder is primarily caused by incorrect tax filings due to the complexity of the tax code. Some estimate that the tax gap exceeds $300 billion per year. Obviously, closing this gap is a good solution for Washington (and probably for all honest US taxpayers).

The tax gap is the difference between tax the IRS believes it should collect and what is actually paid. Tax preparers who are not familiar with the tax gap soon will learn about it as a result of their registered tax return preparer CPE.

To see what the IRS means by the tax gap only requires considering two workers conducting identical jobs. One is an employee who receives a W-2 each year reporting wages earned. The other is an independent contractor who is paid by each customer. They both are paid the same amounts.

However, all of the employee's paycheck income appears on the W-2. But, the self-employed independent contractor's income isn't reported anywhere. If some payments are in cash, they don't even appear as bank deposits....