Bank finance articles and tips

Defence Secretary Philip Hammond – MP for Runnymede and Weybridge - has fired a broadside at borrowers, saying they must accept responsibility for incurring debt.

A notary public is a public official, appointed by the state government, who serves the public by serving mainly as an impartial witness. In most states, the Secretary of State appoints them and they serve as an official representative of the state or county government. Their main function is to protect against fraud, usually by witnessing and signing of official documents.

When serving as a witness to the signing of an official document, a notary public has three main duties. First, in many instances, they must check the true identity of the people signing the document. This usually includes checking their driver's license or other identification materials. Secondly, they check to see if they are truly willing to sign the document. They ask question to make sure the person isn't sign under duress or due to intimidation. Finally, they make sure they understand the basics of the document they are signing. Additionally in some cases, a notary public may take a sworn oath from the person about the truth of the information in the document.