When we walk down the street, we tend to see happy Americans everywhere without a care in the world. The unfortunate reality however is that the average consumer carries thousands of dollars in credit card account debt. Looking for forms of debt relief that don't have a negative affect on credit scores, a great deal of Americans feel trapped behind the wall of credit card bills that they have to try every month to figure out how to pay! Well, I have some good news for you! There are a couple ways to get a bit of credit card account debt relief that you may not have thought of. The best part is, these ways don't have an adverse affect on credit scores....