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A health insurance policy is one of best of its kind to minimise the risk of incurring huge medical bills at the time of receiving medical treatments. There are many companies providing health plans at varied price.
There has been major debate lately regarding the financial stability of the banks. Given the large bail out of the banks coming from taxpayer money and the massive under capitalization of some of the major banks it is apparent that there is a huge need for change in some of the bank's capital reserve structures. The banks have been getting pressure from the "Basel Committee on Banking Supervision" to increase reserves and prevent another hit to the global financial system. Currently banks are required to hold 7% of their assets in reserve and they plan on increasing reserves to 8% - 9.5% total and to implement the change over a 3 year term. Based on the massive bail outs that previously happened this does not seem like near enough of a reserve and more of a political ploy to show that they are trying to make a change to benefit the global financial system. While I agree this is a step in the right direction I do not believe it is anywhere near enough.