Bank finance articles and tips

There is so much to understand when it comes to credit. What is a good score? What is a bad one? How can I raise my credit and what brings my credit score down? Sometimes these things can be confusing, and even misleading. These days many people end up with bad credit scores simply because they didn't know what they were doing and how credit works. So for those of us who can't always understand all that legal mumbo jumbo posted on the backs of credit card applications, here's a short crash course in the American credit system.