Bank finance articles and tips

So many people have fallen onto financially hard times in recent years. The use of credit cards, once a go to solution for so many, has become so expensive with rising variable interest rates. For people with bad credit who need fast access to cash, payday loans provide a unique and viable alternative to traditional credit cards. If you are in a situation where you feel trapped, considering a payday loan could be the right solution....

As government budget deficits continue to climb for state, local and federal governments, you will hear much more about the utilization of Public Private Partnerships, also known as, "P3s" or "PPP" to solve this problem. P3 projects are quickly rising in popularity due to the success of obtaining funds to renew Government infrastructure, improve transportation, and construct new projects that they could not afford before.

Public Private Partnership projects involve a contract between a public sector authority and a private party, in which the private party provides a public service or project and assumes substantial financial, technical and operational risk in the project. In some types of PPPs, the cost of using the provided services is given exclusively by the users of the service and not by the more traditional method of using the taxpayer....

The number of e-commerce businesses is growing, driven by the fact that more of us now opt to shop in that way. This has also meant that the number of companies providing payment services to merchants is also rising.

Having a range of options in this field can be great but can also make it more difficult to decide which one will be the most suitable for your business.

One of the difficult choices many have to face is that of which payment gateway is the best.

How will the never-ending Eurozone crisis finally end? All roads lead to the printing press...

Recently I have said, "watch the bond market." The action in U.S. Treasury Bonds makes for a good risk barometer. If bond prices rise and yields fall, that means "risk off" is back on the menu.

That is what happened this week. The yield on the 10-year note has fallen back below 3%. (When yields are falling, bond prices are rising.)

The big spike in yield came as markets soared in the final week of June. That was the burst of stock market euphoria coupled with a "problem solved" verdict for Greece and two pieces of positive manufacturing data from the U.S.