Bank finance articles and tips

Whether a person's credit is good or bad, monitoring one's credit rating is something very important that people should consider doing on a regular basis. There are many thing that can positively or negatively affect a person's credit rating and it is important to keep track of where a person's credit score falls. Credit is essential in our society. A person needs credit to purchase vehicles, to purchase homes, to get personal loans, credit cards, and more and more often, even apply for jobs....

I have certainly had my fair share of trying to explain why fixed interest rates are what they are today when it comes to Equipment Finance or any Fixed Rate product for that matter. Too often fixed rates for equipment or fixed property loans are compared to the official cash rate or the honeymoon home variable rate. That would be ideal for all of us but not reality. I thought it was timely that I put my fingers to the keyboard and put something out there to try and shed some light on it all....

One of the main reasons why millions of people land up in a financial crunch is because of credit card debt. Most often we choose to use a card unwisely. It is important to understand that these instruments attract the highest interest rates which could prove very costly if you are unable to pay off your credit card bill in time. Once you make payments past the due date you begin to default and end up paying penalties. In addition, it hurts your credit score which is something that you must avoid at all costs....

As I travel around and speak to potential business owners they seem confused about what to do next. This is a very common thing to feel as you are starting something new and you know what? That is very normal and expected when you are about to do something that you have never done before. Starting a business can be one of the most fulfilling and difficult things that you ever do. It is amazing but it can be confusing. The great thing is that you are not alone and you can get it going at your own pace....

Grocery Coupons help US shoppers save billions of dollars every year. Me, I just want my bread and milk. Maybe some ice cream on the weekends because that's how I roll. So why do I have a sick feeling in the pit of my stomach standing in front of the milk display case? It seems milk has gone up something like 5697% in the last year. Global food prices are skyrocketing....

I thought I was going to miss out on my business retreat this year, then something happened that turned out to be bad for my family, but good for my business:)

First of all, what do I mean when I say "business retreat"? I consider a business retreat to be time away from the everyday activities you do in your business in order to bring in new, fresh ideas and get your brain working on ways to reorganize your business to get it going in a bigger direction.