Bank finance articles and tips

The purchase of a car is a big step for anyone. As much as we wish it could be, it's never a case of walking into the showroom, pointing at a model, and then paying upfront. For most of us, buying a vehicle involves a whole range of complexities. Depending on how we handle ourselves, we could either get the best deal possible or end up getting ripped off.

Before thinking about car finance, buyers need to sit down to think and do a little research. The first step is to think about the vehicle you're looking to purchase.
Are you buying it out of necessity or are you buying it just for the sake of having a new car? It's important to answer questions like this so that you can decide your course of action....

There are a lot of nuances to constructing a cash flow model which analysts run into when they employ their tools to estimate the NPV of an investment. There are the obvious things like whether the tool allows the correct data to be entered, and how the layout and variables of the model work. There are also the less obvious concerns like the calculation methods and whether you assume a step function or continuous rate function for discounting. This article discusses a few of the key things to consider along the way.