How To Remove Collections From Your Credit Report
Do you have collections on your report? Did you know these items are bringing down your FICO score? This information is viewed as your payment history, this roughly accounts for 40% of your overall score. By removing these negative entries and paying your current bills on time you can start to build a trail of positive payment history.How to Remove Items
The Fair Credit Reporting Act (FCRA) a piece of legislation says that you can dispute any item you feel is inaccurate on your report. The bureaus are then required to investigate the item in which they will contact the lender and ask them to verify the account, the dates, and the balance.