
So you lost your job, or your business recently failed. Yes, the economy had a lot to do with it - but does that mean your financial future is forever dark? Many who struggle from paycheck to paycheck get so distracted by the daily urgent money demands they cannot afford; a distraction so great it takes them away from re-assesing their current situation with a view to revamp.
Many do not make an attempt to live below their budget because they are already convinced that what they earn is already insufficient to meet their living demands: but that is because they react to life - not design their life. Stop, review your expenses, determine not to eat out, cut bad expensive habits like pay-per-porn TV, cigarettes, etc., shop supermarket basics in bulk, recycle etc. Move to a cheaper place, and so on.