Bank finance articles and tips

Nobody likes when a debt collector calls to ask about an over due student loan payment, medical bill or an unpaid credit card but avoiding these calls is not the right way to go about dealing with this debt. Not answering the phone is a bad idea and can only make matters worse. The best way to to deal with debt collectors is to not let your debt go to collecting in the first place.

This means you must work out an arrangement before your debt goes to collection and you also want to educate yourself on your rights so you know harassing phone calls and threats are illegal. Before those calls started, you had already received letters about your debt so the phone call is the next course of action to collect. If you receive a notice about a debt that is not yours, do your part to protect yourself by contacting the debt collector and letting them know there has been a mistake made.

For some of us, paying bills is a difficult, and sometimes, impossible task. We are forced to make every day purchases with a credit card, and we screen our phone calls for debt collectors.

For some of us, there is the slow but sure realization that bankruptcy may be the only solution. Here's how to handle the emotional effects of bankruptcy.

The situation may seem out of our control, and that is the first thing that needs addressing. Strong emotions are difficult to avoid in these often critical situations. Bankruptcy trustees are apt advisors who should begin by allowing you to feel heard. More importantly, however, trustees empower you with the information that will enable you to make level-headed and strategic decisions about your assets and your future. They should assist you, first and foremost, in regaining control of your financial future....

Come with me while we travel back in time, not far, just 5 years or so. Now that we're here, take a look around. What do you see? I bet you see just about all of those corporate folks using their Blackberries to make calls and check email. Poof! Now we're back in current times. Something has gone horribly wrong at the BlackBerry parent company, RIM, and is it the fault of RIM's product managers?....

With the technological advancements that have transformed the way we use our mobile phones, the advantages of mobile websites for business should never be underestimated. In the early days of mobile, we used our cell phones to make calls on the road and to generally make connecting just a little easier. Phones were large and cumbersome, but we could use them from virtually anywhere. Today, your smart phone is a lot more than just a phone. Indeed, they are mini computers that make connecting online as easy, and sometimes easier, than making a phone call. So what are the advantages of mobile websites for business?...

When it comes to first starting out in business then investing in office space is one of the first and biggest hurdles to overcome. Many small businesses often just start out with one person, and at the start office space can seem an unnecessary and often unsustainable overhead for a small business. It can often not seem viable to take on a large office space that you may grow in to in a years time, but when you are starting out all you might need is one or two desks.

When you are starting out you may just need someone to take telephone calls when you are busy, and deal with day to day mail handling and basic admin. Yet justifying leasing office space for one person to do those tasks is still not viable, so what can you do?